Accept Online Payments with 40% Lower Fees Than Stripe

No surprise account freezes. No hidden fees. Just transparent payment processing that saves you thousands.

  • 💸Save $4,000+ annually on processing fees
  • 🔓Never worry about account holds or freezes
  • Get approved in 24 hours, not weeks
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99.9% Uptime

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Visa
Mastercard
American Express
Discover
Capital One
Chase
Citi
PNC
Visa
Mastercard
American Express
Discover
Capital One
Chase
Citi
PNC
Visa
Mastercard
American Express
Discover
Capital One
Chase
Citi
PNC
Visa
Mastercard
American Express
Discover
Capital One
Chase
Citi
PNC

Focus on growing your business, not worrying about payment processing

Say Goodbye to Surprise Account Freezes

KurePay takes a proactive approach to payment processing by preventing account freezes before they happen. Through comprehensive upfront underwriting, clear and transparent policies, and dedicated merchant support, KurePay ensures businesses can operate without the fear of sudden disruptions to their payment processing capabilities.

Key features that prevent account freezes:

  • Thorough upfront underwriting - KurePay conducts detailed risk assessments before onboarding, identifying potential issues early rather than discovering them after you've started processing payments
  • Transparent policies and guidelines - Clear communication about acceptable use, transaction limits, and compliance requirements means no surprises or misunderstandings down the line
  • Dedicated support team - Experienced account managers who understand your business model and can provide guidance to help you stay compliant and avoid potential issues
  • Proactive risk monitoring - Advanced systems that identify unusual patterns early, allowing for communication and resolution before any action needs to be taken
account stability banks
surcharging calculator

Pass processing fees to customers legally and compliantly

Add Surcharging and Save Even More

Surcharging allows businesses to pass credit card processing fees onto customers who choose to pay with credit cards. When done legally and compliantly it can save businesses thousands of dollars a year by eliminating one of their biggest expenses – processing fees which are 2-4% of credit card sales.

Make sure to follow state laws and regulations as surcharging rules vary by state. Some states prohibit it, others require customer notifications and cap surcharge amounts. And you must follow card network rules including program registration and fee limits.

By surcharging you can improve your bottom line without increasing prices for all customers. This is a fairer pricing model where credit card users pay for the convenience of paying with credit, and cash and debit customers get standard pricing. For businesses with thin margins this can make a big difference in profitability while keeping prices competitive.

Everything You Need to Accept Payments

Built for businesses that want lower fees, better support, and zero account freezes

Explore the features that make our payment solution stand out.

💰

Lower Fees

Save up to 40% on transaction fees with our competitive rates, putting more money back into your business where it can be used more effectively.

🔒

Zero Account Freezes

Enjoy uninterrupted service with no account freezes or holds, thanks to our thorough upfront underwriting and transparent policies.

🔄

Surcharging Available

Pass transaction fees to customers with compliant surcharging options, helping you preserve profit margins without raising base prices.

Fast Approval

Get approved quickly and start accepting payments faster with our streamlined application process and rapid underwriting decisions.

👨‍💼

Real Human Support

Access 24/7 support from our dedicated team of payment processing experts who understand your business needs and challenges.

🔐

PCI Compliance

Ensure secure transactions with full PCI compliance, protecting both your business and customers from data breaches and fraud.

Trusted by Thousands of Businesses

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What Our Merchants Say

Join thousands of businesses saving money with KurePay

"Switching from Stripe to KurePay saved us over $2,000 per month! The surcharging feature alone has been a game-changer for our margins. Plus, we haven't had a single account freeze since we switched."

Sarah Mitchell

Owner at The Green Table Restaurant

Restaurant
Saving $2,100/month vs Stripe

Calculate Your Savings

See how much you can save by switching from your current processor

Current Fees (Stripe)

$3200.00/mo

KurePay Fees

$1990.00/mo

Your Savings

$1210.00/mo

Annual Savings

$14520

That's 38% less in processing fees!

Get a personalized quote in minutes

Why Businesses Are Switching from Stripe to KurePay

The Hidden Fees of Popular Payment Providers: Many businesses don’t know about the hidden fees and charges that come with popular payment providers. These can add up and hit the bottom line hard so it’s time to look at alternatives like KurePay.

Account Freezes and What It Means for Businesses

Account freezes can happen without warning and leave businesses unable to access their funds. This can disrupt cash flow and operations and cause stress and financial strain. KurePay is a more stable and reliable option so businesses can have consistent access to their funds.

Transparent Fees: KurePay vs Competitors

KurePay is transparent and simple. Unlike competitors with complicated fee structures, KurePay has simple and predictable rates so businesses can manage their finances and avoid surprise charges.

Surcharging Benefits and Compliance

KurePay supports surcharging so businesses can pass on transaction fees to customers where allowed by law. This helps businesses maintain their margins and stay compliant.

Switch to KurePay and Get: Switching to KurePay gives businesses more financial clarity, stability and control. Transparent fees, reliable access to funds and surcharging options, KurePay is the smart choice for businesses looking to optimise their payments.

Comparison of transaction fees

Simple, transparent pricing that puts money back in your pocket

Save 40% on Every Transaction

KurePay charges 1.8% plus $0.10 per transaction, whereas competitors charge 2.9% plus $0.30. For a $100 transaction, you save $1.20 with KurePay. Over a month with $10,000 in transactions, you save $120. Annually, this adds up to thousands in savings.

Frequently Asked Questions

Everything you need to know about switching to KurePay

Q1.How much can I really save by switching from Stripe?

Most businesses save 30-40% on processing fees. With our 1.89% + 10¢ rate compared to Stripe's 2.9% + 30¢, a business processing $50,000/month saves about $650 monthly or $7,800 annually.
Pricing

Q2.What about account freezes and holds?

Unlike Stripe and PayPal, we complete all underwriting upfront. This means no surprise account freezes, no rolling reserves, and no sudden holds on your funds.
Security

Q3.How fast can I get approved?

Most businesses are approved within 24 hours. Once approved, you can start processing payments immediately.
Getting Started

Q4.Is surcharging legal?

Yes, surcharging is legal in most states (except CT, MA, and OK). We handle all compliance requirements, including proper customer notifications.
Features

Q5.What businesses do you work with?

We work with all legitimate businesses, from restaurants and retail to e-commerce and professional services.
Eligibility

Q6.Do you integrate with my existing systems?

Yes! We offer easy integrations with major e-commerce platforms, POS systems, and custom APIs.
Features

Q7.What about customer support?

You get a dedicated account manager and 24/7 phone support from real humans based in the US.
Support

Q8.Can I migrate my customer cards?

We can help migrate your customer payment tokens from most processors, ensuring a seamless transition.
Migration

Still have questions?

Ready to Start Saving on Payment Processing?

Join thousands of businesses that have already made the switch to lower fees and better service.

No setup fees
24-hour approval
Free integration support
PCI Compliant
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