Merchant services
The operating system for money.
Processing, invoicing, and follow-up that runs itself — built to cut what you pay and grow what you keep.
Why we're built this way
A rate is not a product.
Every processor quotes off the same interchange table, over the same rails, into the same banks. Strip away the logo and there's nothing to choose between them but a number — so the only way to win is to quote one you can't afford, then make it back on fees the merchant never sees coming.
We didn't want to play that game. So we went and built the things that aren't a rate — and the processing gets to be honest, because it doesn't have to carry the whole pitch.
Why we built it this way →Who's quoting you
- Another processor
- The bank
- Your current guy
- The next call
- Kurepay
Same rails, same rate, nothing to tell apart. So we stopped leading with it.
Product · software
Bill by typing a sentence.
Kurepay sends the invoice, takes the payment, and runs the follow-up — and you can drive the whole thing in plain English.
- Invoices, payment links, and plans with autopay
- Follow-up that stops the second an invoice is paid
- Proposes — you confirm. It never writes on its own
- Included with processing, not a second bill
Product · Square program
Keep the Square. Lose the part you hate.
Square is good at the counter and unwilling to do anything about what it costs you. We keep the first half and fix the second.
- Same terminal, same catalogue, same staff workflow
- Cash discount or surcharging on top of it
- One place to call when any of it misbehaves
- Your terminalUnchanged
- Your catalogueUnchanged
- How staff ring it upUnchanged
- Your reportsUnchanged
- What you pay← this
Product · dual pricing
Stop paying to get paid.
Not a lower rate. Two prices on the shelf — one for cash, one for card — and the cost of the card sits with the card. Your cash price doesn't move.
- The processing line leaves the statement
- Signage, receipts, and the maths handled at the terminal
- Change your mind whenever — it's a setting, not a contract
Illustrative — your prices, your maths
The Kurepay difference
The things that don't fit on a rate sheet.
Underwriting answers in a business day. If a deal needs a closer look, you hear that in a day too — not in silence.
Yesterday's batch lands in today's account. Your money shouldn't take a scenic route back to you.
Someone who can already see your account and fix it on the call. Not a ticket number and a callback window.
The rate you sign is the rate you keep. We don't reprice at renewal, and we don't reprice quietly.
Month to month, from day one. Tell us you're leaving and the last month is the last bill.
Payroll, hardware, invoicing, financing — when the business needs more than card acceptance, the same person picks up.
Questions
Before you ask.
What does Kurepay actually sell?
Payment processing, first. Then three things most processors can't put on the table: software that runs your invoicing and follow-up, a program that keeps your Square counter and changes what it costs, and dual pricing that moves the card fee onto the card price.
Is the software a separate bill?
No. It comes with processing. That's rather the point of it — most processors have nothing like it to sell you, so they sell you a rate instead.
How fast can I be taking cards?
Underwriting answers in a business day, and settled batches fund the next one. If something about the business needs a closer look, you'll hear that in a day rather than wondering.
I'm an agent. What's different about writing for you?
You stop selling a commodity. Same interchange as everyone, plus three things the processor down the street can't match — and no contract or surprise repricing to defend a year later. Start on the agents page.
What's the catch on dual pricing?
It has to suit your customers, and it has to be disclosed properly — the card brands and some states have rules about where and how. We set it up to those rules and tell you plainly if your situation is one of the exceptions. If it doesn't suit you, go back to absorbing the fee. It's a setting, not a contract.
Talk to us
Send us what you pay now.
A recent statement tells us more in two minutes than a discovery call does in thirty. And if you sell processing rather than buy it, say so — it's a different conversation and a better one.