Operate
Run it like payments software.
Lawful interest, a branded client portal, and reports that show exactly where every dollar is — the backbone under the whole cycle.
Interest & usury caps
Interest that stays inside the law
Accrue interest on overdue balances past a grace period — clamped per client to each state's usury cap. Every capping is recorded in the audit log.
- Simple or compound
- Per-state cap table
- Day-count conventions
- Audited at accrual
Interest · accrued
Merchant rate24.0%
Applied (NY cap)16.0%
Capped$21.00
Client portal
A branded home for your clients
Clients sign in with a magic link to see balances, pay, manage methods, track plans, and accept offers — all under your brand, on any device.
- Passwordless sign-in
- Pay + saved methods
- Plan self-service
- Notification prefs
Client portal
Outstanding balance
$2,480.00Pay in fullDue now
Reports
See where every dollar is
Revenue and cash trends, AR aging, collection efficiency, top accounts, method mix, and fee summaries — exportable, in your timezone.
- AR aging buckets
- Collection efficiency
- Method mix
- CSV export throughout
AR aging
0–30$4,120.00
31–60$1,680.00
61–90$640.00
90+$210.00
See it on your own numbers.
Book a walkthrough and we'll set up a sandbox with your workflow.